tag:blogger.com,1999:blog-78292813601624431982011-11-27T20:21:34.480-06:00Trying to get out of debt and on my feet. I'm hoping to help other do the same. Join me and let's help each other along the way!Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.comBlogger201100tag:blogger.com,1999:blog-7829281360162443198.post-45607963798719083422008-09-22T13:50:00.002-05:002008-09-22T13:54:31.522-05:00

Well, I haven't posted too much here on here because i have a new job. I actually have been here for about 9 months now. Things have gotten crazy and I can't do too much with schoolm but some is better than nothing. I'm working pulling in an ok salary, I have benefits now, and I'm going to school part time. At least working in a bank has given me a good insight to the banking world. I also

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-70378969188857015422007-12-10T01:47:00.000-06:002007-12-10T01:59:56.542-06:00

I'm at a crossroads right now. I'm not at all happy with my major right now, and I hate my university. What am I supposed to do? I thought maybe I just needed a change of major, but I don't think that will cut it. I need to get out of here. I don't know where I will go, or what I will do, but I do know that I don't have the money to go to school next semester, so I will use that time to

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-86112885395662362582007-11-16T14:20:00.000-06:002007-11-16T14:36:03.721-06:00

I Feel like I am making some progress. It's hard though. I'm making a little less at my new job than I was as my old one. I'm making a good deal more per hour, but I'm just starting to get the hours I need, and only because I'm pulling extra shifts. However, with the holidays will come more hours, but more expenditures. I got paid yesterday, and I put money in savings and paid a few bills,

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-87211062142691049662007-11-08T14:31:00.000-06:002007-11-08T14:38:52.572-06:00

So I'm sick. I mean really sick. Not the flu, but working on bronchitis or something. I'm hoping that I will feel better tomorrow so that I can still go to work. I need the money, and I want to be better for my birthday on Wednesday. Oi vey. Nap time now!

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-71195609016921161142007-11-05T09:25:00.000-06:002007-11-08T14:32:31.333-06:00

For the past two Saturday's in a row, we have needed extra help at work. So, I volunteered to work extra shifts. Sure, that put me working 12 hr shifts on both days, but that will give me a hefty paycheck when payday comes around. Not only that, but my boss has seen that I am willing to work extra shifts and I have really proven myself to him. I'm now getting a raise, and when the new

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-84058411361808350382007-10-23T18:56:00.000-05:002007-10-23T19:09:27.750-05:00

I think it is important to analyze your finances periodically. I did this the other day. I realized that I had my "Condo Down Payment" sitting in a local bank. When I opened the account 2 years ago, I knew that the interest rate sucked. I just wanted my money at a different bank that earned higher interest than the one I was currently at, and still have my money close. I called every bank

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-20848236436904834182007-10-17T13:07:00.001-05:002007-10-17T13:15:25.367-05:00

I read recently about someone who was working to get out of debt. He said he cut out cable television, saving him $60 a month in his area. Well, I haven't had cable for over 2 years. It was just too expensive to begin with here! Instead, I purchase a season of a television show I like periodically. I do this once every two or three months, and the purchase is less than cable and it's not

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com1tag:blogger.com,1999:blog-7829281360162443198.post-50194035869326271152007-10-16T15:35:00.000-05:002007-10-16T15:44:18.522-05:00

So I know it's a long road to get to where I need and want to be. But, this is a start. I never thought I would be back in this situation. However, this time is not nearly as bad as the last. Last time I was stuck here, I was in collections for EVERYTHING and didn't have a job. I scraped by on the $200 a month my mother was giving me. And that was food, gas, and paying enough on my debts to

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-83892386939546568732007-10-15T14:04:00.000-05:002007-10-15T14:07:09.953-05:00

So, I really want to move to S'Port. I realized last night that I really need to get my finances in better order. So, I'm going to use this blog to help with that. I'm up for people posting advice, and hopefully I can give others some ideas on how to help with their own finances. Look in the next few days. I'm putting up some more things to help track on here.

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-59865520869708958872007-10-02T16:24:00.000-05:002007-10-02T16:30:14.050-05:00

Well, tonight is my last night in S'por. I've had a great time. I've eaten and some fabulous restaurantsm got drunk on great margaritas that were 15$ a piece, hung out with other friends I haven't seen in almost a year, and spoke to a class about being from S. LA and speaking French. All in all, it was a great trip, but I'm really sad to be leaving. I'll be going back to a boring life, but I

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-23504040190376043312007-09-29T08:42:00.000-05:002007-09-29T08:48:50.926-05:00

I was SO tired at work last night! 38 hours with NO sleep! AND I worked! I'm yawning like crazy right now, but I'm not nearly as tired as I was yesterday. When I get off of work at 4 today, I'm driving to S'port! YAY! Une vacance! Finalement. Won't be back in town until Wednesday!

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-52227777193721997412007-09-28T01:26:00.000-05:002007-09-28T01:30:12.169-05:00

Well, I did school today, then after class drove in to Patterson. I stopped at Sonic on my ay in. The girl brought my food but forgot my dessert. Then, when I go to dig in to my sandwich, I notice they forgot my fries! I used to work there and know it can be kinda hectic, but I was one of 3 cars there! Come on guys! I was very dissappointed, to say the least. Now, I'm in Patterson, I'm

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-84533916195796027942007-09-27T03:47:00.000-05:002007-09-27T03:50:23.415-05:00

Well, I have got a crazy weekend planned! First, tomorrow night, after class, I'm driving in to Patterson. Then, Friday, my mom and I are going to Baton Rouge to go to some meetings with la comunité Belge. I have no idea what's going on, I just know I'll be there! Then I work Friday night and Saturday morning, then off to S'port until Wednesday! I can't wait!

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-58609751478931802192007-09-25T17:09:00.000-05:002007-10-23T23:18:48.576-05:00

So I went see a friend yesterday. She called me frantic. She couldn't figure out how she was going to buy food and gas AND pay her bills. So I drove the 30 minutes out to her house and sat down for about 3 hours and figured everything out. She's now on track not only to keep her head above water financially, but also to get her bills paid off. In her words, when you are on the inside looking

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-75248784413982380662007-09-24T14:43:00.000-05:002007-09-24T14:51:10.464-05:00

Wow, it looks like we may in fact have a tropical system. And it looks like it may head to Texas. Poor texans! This will be like the 4th system to hit this this year. Sounds like LA in 2005! But we're getting lots of rain, which we actually do need. Thank God I didn't have school today! We'll see if I can get off school and work later this week and get up to S'port a few days sooner!

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-59214836834037090642007-09-24T02:57:00.000-05:002007-09-24T03:06:26.451-05:00

Ok, so I opened an ING Direct Savings account almost 2 years ago. That has given me plenty of time to become acquainted with it. I love it! The other day I even opened a CD with them. They have GREAT interest rates compared with all of the banks here in my town. The highest interest rate on savings accounts has been 1%! 4.2% is great compared to this. If you have 25O$ to invest, you can

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com1tag:blogger.com,1999:blog-7829281360162443198.post-57422679794034577662007-09-23T16:18:00.000-05:002007-09-23T17:33:53.946-05:00

Grr! I HATE cleaning! Especially dishes. I have SO much work to do to clean my house! Wanna help me? lol Just kidding! I do, however, have a lot of dishes to do. It's times like this that I wish I had a dishwasher. Or that I was finished with my degree so that I could own my own home and afford to purchase a dishwasher for myself!

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-16691603749374614462007-09-23T12:50:00.000-05:002007-09-23T12:59:23.939-05:00

Is there something wrong with me that I am hoping that a tropical system develops and meanders towards Louisiana? I just want a few days off of school and work! It seems like I should feel bad about this, but I haven't had any kind of "vacation" since May! I need a few days off! Which is why I'm going to S'port next week. But you know, here's to hoping we have a tropical system and I get a

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-17676434651510885222007-09-23T04:23:00.000-05:002007-09-23T04:28:46.028-05:00

I like my job, and I hate my job. I'm making pretty good money, and decent tips, but sometimes it's just too much dealing with one of the managers! He's such an ass! He's my age, but throws temper tantrums! It's SO childish and immature. His name is Connan but I call him Coonass. Not too bright, but still makes me giggle. Ok, maybe that was a little childish on my part, but I feel a

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0tag:blogger.com,1999:blog-7829281360162443198.post-14418458863163746592007-09-22T17:08:00.000-05:002007-09-22T17:14:23.237-05:00

I hate traffic! I was waiting to cut in earlier, and this jack ass behind me starts honking and cursing at me to go! How the hell am I suppose to go when traffic is bumper to bumper in front of me and I can't get in?! I HATE people! Instead of just being patient, he just starts taking it out on me. I can't wait to get out of this place. Unfortunately, I'm stuck here for the next few years

Chris Bienvenuhttp://www.blogger.com/profile/03237797293182542278noreply@blogger.com0